• Underwrite the entire spectrum of lending products, regardless of size or complexity, in a timely and efficient manner. • Understand and apply credit policies, corporate Program Standards, and minimum underwriting standards. • Collaborate closely with the various Business Development Officers to provide a consultative/value-added credit perspective, both prior to proposal issuance and thereafter. • Review and analyze new deal packages for content and completeness. • Order and review due diligence and documentation. • Review and analyze financial statement spreads and understand cash flows. • Review and understand collateral and financial trends indicated therein. • On occasion, be willing to visit prospect locations and meet management of the business prior to closing for transactions over a predetermined amount. • Gain a thorough understanding of the prospect's business and what is impacting the company’s growth, or declining, performance. • Review reporting requirements and processing with clients. • Analyze debtor information in conjunction with Debtor Credit Manager. • Prepare the credit narrative/CAR (Credit Approval Report) for appropriate approval and/or credit committees. • Be able to review the closing documentation and effectively negotiate with the prospect client, internal/external legal counsel, and/or other transaction stakeholders • Mentor and train analysts, and less experienced business development representatives. • Other duties as assigned.