SECU provides equal employment opportunity to all qualified persons regardless of race, color, religion, age, sex, sexual orientation, gender identity, national origin, genetic information, disability, veteran status, or other classification protected by law. Disclaimer: State Employees' Credit Union reserves the right to fill this role at a higher/lower level based on business need.
Deposit Charge Off Associate
Location
United States
Posted
5 days ago
Salary
Not specified
No structured requirement data.
Job Description
Role Description
If you are motivated and believe in the credit union philosophy of "People Helping People," join our team!
Position Overview:
- Sending notifications of and performing maintenance to resolve negative account balances.
- Reviewing and processing charged off cash items, to include returned checks, fraud, forgeries, deposit accounts, etc., submitted by the branch network and internal departments.
Essential Responsibilities:
- 10% Use macros to prepare, mail, and track letters on negative accounts.
- 40% Close negative accounts with excessive non-sufficient funds (NSF) activity by transfer of funds between deposit accounts and/or debit to a general ledger to offset negative balances. Performs all other maintenance related to the account closure. Data entry of charge offs submitted by Deposit Loss Mitigation (DLM) into an internal system for approval by DLM management. Track suspension of services due to account mismanagement.
- 40% Review supporting documentation in a document image system for cash item charge off requests submitted by branches and other departments. Data entry of charge off information in an internal cash item charge off tracking system.
- 10% Assist branch, Member Services Support, and departments by phone and through email with questions about negative deposit account and cash item charge off processing.
Qualifications
- High school diploma or GED
- 0-2 years relevant experience
Requirements
- Bachelor of Arts in Business Administration or Banking and Finance (preferred)
Benefits
- Fully Remote – Employee is expected to report to an SECU location less than once per week on average; however, the employee may be expected to report onsite for trainings, meetings, work, etc. at the discretion of management.
- Sitting for prolonged periods
- Telephone for prolonged periods
- Computer for prolonged periods
- Some background noise from other employees, copy machine, etc. (when in the office)
Company Description
SECU provides equal employment opportunity to all qualified persons regardless of race, color, religion, age, sex, sexual orientation, gender identity, national origin, genetic information, disability, veteran status, or other classification protected by law.
Disclaimer: State Employees' Credit Union reserves the right to fill this role at a higher/lower level based on business need.
Job Requirements
- High school diploma or GED
- 0-2 years relevant experience
- Bachelor of Arts in Business Administration or Banking and Finance (preferred)
Benefits
- Fully Remote – Employee is expected to report to an SECU location less than once per week on average; however, the employee may be expected to report onsite for trainings, meetings, work, etc. at the discretion of management.
- Sitting for prolonged periods
- Telephone for prolonged periods
- Computer for prolonged periods
- Some background noise from other employees, copy machine, etc. (when in the office)
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