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Role Description

As a Credit Specialist on the Credit Advisory team within the Underwriting department, you will serve as the central control function for our automated decisioning model. You will be the essential "human in the loop" that ensures credit model accuracy, guarantees data integrity, and enforces risk rules to drive profitable growth.

• Validate Data Integrity: Manually assess the accuracy of owner, business, and cash flow data for customer applications.
• Manage Risk & Fraud Rules: Execute pre-decision fraud controls, actioning automated risk flags and managing the escalation pipeline to the Fraud Operations team.
• Underwriting Stipulations: Recommend appropriate stipulations to be added to deals prior to the final model review.
• Demonstrate Strategic Thinking: Provide ideas and recommendations to improve operational processes and risk assessment criteria.

Qualifications

• Analytical mindset with a focus on data validation and quantitative control.
• Ability to identify patterns and spot potential data integrity issues or fraud indicators.
• Strong collaborative skills to work across departments like Portfolio Strategy and Fraud Operations.
• Self-motivated professional with a track record of exercising good judgment in a fast-paced environment.
• Intermediate English fluency.

Requirements

• Start Date: May 6, 2026

Benefits

• Comprehensive total rewards package, including but not limited to:
• Medical, dental, vision benefits
• Commuter benefits
• Flexible time-off policy
• Paid parental leave
• 401k match for US employees
• Wellness reimbursement
• Volunteering days
• Annual professional development budget
• Charitable donation match
• Remote-first company with workplace flexibility.
• Opportunities for in-person collaboration at premiere office locations.
• Engagement activities to celebrate team wins and foster relationships.