• Review, evaluate, and classify medical, non-medical, and financial risks to determine underwriting offers on new life insurance policies. • Underwrite life insurance risks with approval authority up to $5,000,000 face amount cases. • Ensure underwriting decisions are fair, consistent, and aligned with company profitability objectives. • Maintain strict adherence to internal underwriting guidelines, SOPs, regulatory statutes, and legal/compliance directives. • Manage and process caseload in a timely and productive manner, meeting or exceeding established service standards. • Demonstrate superior competency in utilizing underwriting and new business systems, including Resonant, online reference manuals, and vendor websites. • Complete audits of underwriting decisions and processing to ensure proper mortality assessments and identify training opportunities. • Provide back-up support to the Chief Life Underwriter as needed. • Complete cosigns for Underwriter-level cases as assigned. • Develop and maintain strong working relationships with agents, sales teams, and internal and external customers. • Provide accurate and timely communication to agents via email and telephone. • Support a collaborative underwriting environment that promotes transparency and partnership. • Participate in projects, committees, and presentations as required. • Identify and recommend opportunities to improve underwriting processes and procedures. • Train and mentor team members in underwriting best practices and system utilization. • Complete five (5) or more professional development actions annually, including industry courses, seminars, or continuing education activities.