Join Zepz: Breaking Down Borders, Together

We look for mission-driven builders who thrive in a fast-paced environment connected to a true purpose. We’re an always developing team of experts that enjoy problem solving and bring clarity to tough challenges. At Zepz, we are Relentless Learners, always seeking feedback, and Responsible Owners, treating company resources like your own. We depend on Transparent Communicators who keep the team aligned through open, honest talk.

• Integrity: We always do the right thing. It’s simple, but it’s the foundation of everything we build for our customers and each other.
• Outcomes: We work for our customers. Their success and prosperity are the results we focus on delivering.
• Velocity: We are fast! We maintain high energy levels and make smart decisions quickly, keeping us nimble and ahead of the curve.

About the role and team

We are looking for dynamic AML Investigation Analysts to join our US AML team, to ensure compliance with US regulatory requirements (e.g., FinCEN) and relevant company policies related to Anti-Financial Crime.

What you will own

• As an AML Investigation Analyst, you will support all Anti-Financial Crime tasks including AML, terrorism financing, sanctions, KYC, and fraud. Reporting to the AMLCO, you will detect Money Laundering typologies and Financial Crime patterns, while handling external and internal requests to detect potential financial crime.

• Accurately risk assess new and existing customers, and resolve appropriate issues where required.

• Communicate with customers via email to meet Zepz ongoing customer due diligence requirements and obligations.

• Investigate and evaluate narrative reports on suspicious account activities drafted by our 1st line of defense, in strict accordance with our processes and the US Bank Secrecy Act (BSA).

• Support enquiries from external parties reaching Zepz and handling these cases based on our processes.

• Evaluate escalations relating to Sanction Screenings and PEPs.

• Draft and submit Suspicious Activity Reports (SARs) to FinCEN.

• Devising new and enhanced typologies for transaction monitoring including indicators and scenarios that relate to Zepz’s customers’ typical behavior.

• Uphold the quality standards of the team and organisation, while successfully driving your day-to-day tasks in line with the companies target KPIs and SLAs.

• Develop a good understanding of the compliance framework to support improvements and enhancements to our existing operational processes.

• Support peers and colleagues from our global departments and provide training where necessary.

What you bring to the table

• Minimum 3 years relevant experience in the AML and KYC industry.

• University degree or equivalent educational background.

• You have an in-depth knowledge of US Bank Secrecy Act (BSA) and its implementing regulations on Financial Crime, AML, terrorism financing, sanctions, KYC and fraud.

• Conducting QA on 1st line of defense activity on a regular basis.

• You have excellent communication skills both verbal and written.

• You are detail oriented, diligent and reliable.

• You have a hands-on mentality and take on ownership.

• You should enjoy a fast paced working environment, show high willingness to learn and work autonomously to grasp new topics.

• You are able to prioritise time critical tasks and have strong organisational skills and are comfortable providing challenges to the business where required.

• Able to work in a remote environment.

• Actively help yourself (and others) be successful.

• Continuously learn and challenge the status quo.

• Think globally, act locally.

• Strong bias for action.

• Give and receive open, direct and timely feedback.

Even Better If You Have

• CAMS or equivalent certification

• Experience working at a FinTech

• Experience in sanctions screening

If you want to join us in our journey to help break barriers in financial access and improve lives globally, there's no better place or time to join.

Our global team of 800+ people is spread across six continents. We aspire to hire the best mix of people from former Olympians to YouTube influencers and we speak over twenty languages. This incredible diversity isn't a bonus; it's the engine that lets us serve the world.