The Underwriter must complete a thorough analysis of loan files to ensure compliance with company, investor, and FHA/VA guidelines, ultimately ensuring an investment-quality residential mortgage loan product. Responsibilities also include maintaining productivity standards, communicating decisions, and assisting with training new underwriters.

The Underwriter completes a thorough analysis of loan files to determine compliance with company, investor, and FHA/VA guidelines, underwriting the entire credit package and collateral for residential mortgage loans. Responsibilities also include maintaining productivity standards, communicating decisions promptly, and assisting with training new underwriters.

The Credit Underwriter OE reviews loan submissions for credit judgment, worthiness, documentation, and various calculations related to the credit decision process. Responsibilities also include handling resubmissions, responding to inquiries, approving subordination agreements, and aiding in training visitors.

The underwriter will manually evaluate mortgage loan applications outside traditional QM guidelines, assessing borrower risk using alternative documentation and ensuring compliance with company and investor guidelines. Key duties include performing quality control audits, communicating eligibility requirements to lending clients, and collaborating with internal and external staff to clear loan conditions.