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Role Description

We are looking for a Senior Product Manager to lead strategic initiatives within Rain’s growing financial services platform—including new products that expand beyond earned wage access, such as rent smoothing, cash-flow tools, and financial health products.

This role will be responsible for driving product vision, strategy, execution, and cross-functional alignment for high-impact features from discovery through launch and scale. You’ll work closely with engineering, design, data, operations, and risk/underwriting to build products that are financially sound, user-friendly, and compliant.

This is a rare opportunity to build meaningful consumer fintech—at scale.

• Own the product lifecycle from ideation and roadmapping to launch and scaling
• Drive cross-functional execution with engineering, design, risk, and marketing teams
• Define OKRs and success metrics to align product goals with company strategy
• Translate complex requirements into clear documentation for engineering and design
• Model product economics in partnership with data science to manage fraud and loss rates
• Lead discovery and experimentation to iterate on prototypes and new features
• Communicate updates and risks directly to executive leadership

Qualifications

• You have at least 5 years in Product Management, specifically within fintech or financial services
• You are a full-stack owner capable of running entire workstreams, not just features
• You are a data-proficient thinker who uses SQL, Looker, or Grafana to drive decisions
• You are a strategic & tactical expert who thrives in structured ambiguity
• Effective Influencer across both technical and business domains
• Proven track record of shipping high-impact, consumer-facing products

Requirements

• Domain Expertise: Credit risk, underwriting, or payment rails (ACH, bank connectivity)
• Financial Ops: Familiarity with compliance, financial operations, and risk modeling
• Business Models: Experience with marketplace or B2B2C products
• Technical Skills: Advanced SQL and data visualization

Benefits

• Flexible PTO
• Medical, Dental, Vision, Life, Disability coverage
• Parental leave
• Monthly stipend
• Equity options

Compensation

$175,000 - $190,000. Note this is a range and we take in a variety of factors when determining total compensation for the position.

Diversity, Equity and Inclusion Commitments

As part of our dedication to the diversity of our workforce, Rain is committed to Equal Employment Opportunity and does not discriminate based on race, religion, color, national origin, ethnicity, gender, sex (including pregnancy), protected veteran status, age, disability, sexual orientation, gender identity, gender expression, or any unlawful criterion existing under applicable federal, state, or local laws. If you need assistance or accommodation due to a disability, you may contact us at [email protected].

What’s Next

Ensuring a smooth and enjoyable candidate experience is critical for us. Our interview process tends to take about 4 weeks to complete, but may fluctuate depending on the role. Learn more about our hiring process here. Don’t be afraid to let us know if you need more flexibility.