Non-Delegated Mortgage Underwriter III

UnderwriterUnderwriterFull TimeRemoteMid LevelTeam 1,001-5,000H1B SponsorCompany SiteLinkedIn

Location

United States + 1 moreAll locations: United States, United Kingdom

Posted

1 day ago

Salary

$54 / hour

Seniority

Mid Level

No structured requirement data.

Job Description

Job Title:

Non-Delegated Mortgage Underwriter III

Location:

Remote Georgia

What you'll do:

A Non-Delegated Mortgage Underwriter III is responsible for underwriting conventional loans by reviewing the credit, capacity, and collateral characteristics of loan files to ensure it meets company and investor quality standards.
  • Manage individual pipeline on a daily basis by completing Conventional loans, simple and complex Underwriting Reviews, Conditions Reviews and other Underwriting Tasks within established turn times
  • Identify any document deficiencies, request additional information and/or documentation from Clients as needed
  • Expert ability to navigate and interpret all agency and company guidelines
  • Assist other department personnel in interpreting underwriting guidelines, update loan status and complete all necessary tasks assigned to loan. 
  • Contact clients to provide updates and clarification on outstanding conditions and deficiencies identified on loans
  • Other duties as assigned

What you'll need:

  • 5+ years mortgage industry experience, with 3 years recent frontline underwriting experience preferred in a wholesale or retail lending environment.
  • Ability to communicate effectively and professionally
  • Basic proficiency in Microsoft Office products (Excel, Word, etc.)
  • Encompass LOS experience preferred
  • Project management experience
  • College degree preferred but not required
  • Loan quality and risk management
  • Knowledge of FNMA and FHLMC guidelines
  • Proficiency with automated underwriting systems such as Desktop Underwriter and Loan Product Advisor
  • Excellent Customer/Client service skills
  • Ability to work in a fast paced production environment
  • Self-starter, self-reliant, dependable, ability to work within and meet specific time constraints
  • Excellent written and verbal communication skills
  • Prioritization and Time Management skills
  • Ability to learn and adapt to guideline changes

Compensation: Hourly range for new hires is generally $54.00 for Nevada. Salary amount is determined by specific job location.

Benefits you’ll love:

We offer all the important things you'd want — like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you’ll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!

About the company:

AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC.  

Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488.  When contacting us, please provide your contact information and state the nature of your accessibility issue.  We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.

© Western Alliance Bancorporation

Job Requirements

  • 5+ years mortgage industry experience, with 3 years recent frontline underwriting experience preferred in a wholesale or retail lending environment.
  • Ability to communicate effectively and professionally.
  • Basic proficiency in Microsoft Office products (Excel, Word, etc.).
  • Encompass LOS experience preferred.
  • Project management experience.
  • College degree preferred but not required.
  • Loan quality and risk management.
  • Knowledge of FNMA and FHLMC guidelines.
  • Proficiency with automated underwriting systems such as Desktop Underwriter and Loan Product Advisor.
  • Excellent Customer/Client service skills.
  • Ability to work in a fast paced production environment.
  • Self-starter, self-reliant, dependable, ability to work within and meet specific time constraints.
  • Excellent written and verbal communication skills.
  • Prioritization and Time Management skills.
  • Ability to learn and adapt to guideline changes.
  • Compensation: Hourly range for new hires is generally $54.00 for Nevada. Salary amount is determined by specific job location.

Benefits

  • Competitive salaries.
  • Ownership stake in the company.
  • Medical and dental insurance.
  • Time off.
  • Great 401k matching program.
  • Tuition assistance program.
  • Employee volunteer program.
  • Wellness program.
  • Opportunity to bolster business knowledge and gain invaluable hands-on experience.

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