• Perform complex financial analysis to ensure deals originated are within policy limits and establish credit line assignments for manually reviewed applications. • Accurately and consistently identify underlying risks and provide feedback to the Head of Credit for recommended underwriting treatment. • Recognize trends and formulate appropriate responses regarding the feasibility of credit requests. • Provide loan approval recommendations to the appropriate lending authority. • Ensure all deals are within credit policy, note any policy exceptions, and work with the credit team to ensure proper guardrails are in place. • Host deal reviews and post-mortems as deemed necessary to ensure high-quality decision-making. • Review bad debt loans and provide feedback for enhanced underwriting and account management strategies. • Adhere to established service level agreements (SLAs) to maintain operational velocity. • Work closely with Sales and CSMs (Customer Service Managers) to establish and maintain strong customer relationships. • Provide approvals and set credit limits for accounts required to re-verify financials. • Assist with developing and enhancing credit risk assessment capabilities to maintain healthy relationships with clients by balancing risk/reward. • Influence decision-making to find opportunities to improve strategies across the PEX organization.