Title: Senior Actuarial Associate (Charlotte, NC (Hybrid) or Remote)

Location: Charlotte, NC, US, 28277

Department: Actuarial

Job Description:

Req Id:  5770

Where you’ll work:

Our flexible, hybrid work model offers the option to work remotely or in the office.

How you’ll contribute:

As a Senior Actuarial Associate II, you’ll be responsible for supporting the Variable Annuity (VA) valuation team and will be responsible for enhancing the future state production process as well as providing insights into the VA reserves.  This individual will work across departments, such as model development, annuity pricing and IT to ensure enhancements and maintenance of the model are implemented accurately.   

In this role, you’ll get to:

• Support the model development team to aid with enhancements and maintenance of VA Prophet model.
• Review, update, quantify and analyze impacts of the annual VA assumption updates for Statutory and GAAP reserves.
• Develop tools and spreadsheets to support analysis on reserve movements.
• Create and maintain strong documentation on testing results, decisions made, and new processes implemented.
• Respond to requests from risk, internal audit, and external audit on the VA Prophet model.

We’re looking for people who have:

• Bachelor’s degree in mathematics, Statistics, Computer Science, Actuarial Science or related fields.
• ASA designation with Society of Actuaries is required.
• 4+ years of relevant work experience in the related field.
• Strong analytical, problem solving, and communication skills.
• Proficiency in MS Office, in particular MS Excel and MS Access.
• Exposure to any modern actuarial software (Prophet, MG ALFA, etc.) a plus.
• Knowledge of variable annuities a plus.
• Positive attitude and ability to work with others in a team environment.
• Able to balance multiple projects and adjust well to shifting project priorities.

Research shows some people may not apply for a role if they don’t check all the boxes of a job description. If you don’t check every box listed, that’s okay. We would love to hear from you.

What you’ll receive:

• Compensation – Base salary ranging from $110,000 - $125,000 plus competitive performance-based incentives determined by company and individual results.
• Flexible Work Environment – Work remotely or in the office to better thrive in all areas of life.
• Paid Time Off – Recharge with a minimum of 20 days of paid time off and 16 paid company holidays per calendar year plus paid volunteer time and paid study time.
• Financial Health – Work toward achieving your financial goals through our 401(k) savings plan with company match (up to 6%) and annual company nondiscretionary contribution (3%), and financial counseling services.
• Health and Wellness – Enjoy competitive medical, vision, and dental plans plus tax-free health savings accounts with potential company contributions up to $1,000 per family.
• Family Support – Care for loved ones with up to 16 weeks of paid leave for new parents, back-up dependent care, dependent care flexible spending account, and up to a $25,000 lifetime maximum during your adoption, infertility, or surrogacy journey.
• Life and Disability Support – Gain access to company-paid basic life insurance and short-term disability insurance.

The company and your department may occasionally gather in person throughout the year to foster a culture of belonging and promote team building. We’d love for you to join us during those company-wide and department-wide events to help you strengthen connections across the company.

Why join us?

Brighthouse Financial is on a mission to help people achieve financial security. Our company is one of the largest providers of annuities and life insurance in the U.S.,* and we specialize in products designed to help people protect what they’ve earned and ensure it lasts.

We empower employees to collaborate, bring their passion to work, and make an impact. Our inclusive work environment fosters a culture that celebrates diverse backgrounds and experiences.

We’re one of the largest providers of annuities and life insurance in the U.S.,* and our commitment to being a great place to work has earned us recognition as one of America’s Most Trustworthy Companies by Newsweek and, locally, one of the Healthiest Employers of Greater Charlotte.

*Ranked by 2024 admitted assets. Best’s Review?: Top 200 U.S. Life/Health Insurers. AM Best, 2025.