• Serve as primary in-house advisor on financial services regulation, including Reg E, Reg Z, UDAAP, GLBA, and state-level requirements • Support bank partner relationships on regulatory compliance matters • Partner with Product and Business Development on regulatory feasibility of new initiatives, ensuring compliance is built in from the start • Own ongoing Terms of Service updates and cardholder agreement revisions for product launches • Manage and direct outside regulatory counsel efficiently, serving as the primary in-house point of contact for outside counsel on regulatory matters • Serve as in-house privacy counsel, owning day-to-day privacy matters including data subject requests, vendor DPAs, and AI addenda • Manage ongoing COPPA compliance, including the 2025 COPPA amendments, and state privacy law compliance across applicable jurisdictions • Oversee privacy tools including Transcend (data deletion automation) and TerraTrue (data mapping), in partnership with the security and engineering teams • Support periodic privacy program reviews and manage outside privacy counsel engagement • Provide legal support for hardware product launches, including consumer-facing terms, warranties, refund policies, and fee disclosures • Partner with Product and Compliance on new product assessment and legal review through the product lifecycle • Advise on packaging, export control, and regulatory considerations unique to physical consumer products • Support regulatory review of new product initiatives from concept through launch