• Engineer and validate consumer-level attributes from credit bureau and alternative data sources. • Apply statistical techniques to uncover insights and improve predictiveness. • Monitor attribute performance for stability, compliance, and accuracy. • Build dashboards and visualizations (Tableau) to communicate findings. • Collaborate with engineering to productionalize prototypes into scalable solutions. • Partner with product, risk, and business teams to maximize impact across marketing, risk assessment, and collections. • Engage with clients to explain analytics and translate technical results into applicable business insights.