• Define and execute the product roadmap for our post-application decisioning engine, translating high-level strategic goals into detailed technical requirements and user stories. • Partner with the Data, Credit, and Engineering teams to operationalize complex underwriting models, ensuring business logic is correctly translated into platform features that balance risk separation with speed-to-market. • Optimize our portfolio of third-party data integrations to balance approval accuracy with unit economics and data costs. • Collaborate with Fraud Operations to implement real-time defenses against synthetic fraud and identity theft attacks. • Monitor the health of the decisioning platform to ensure high availability, low latency, and accurate error handling while maintaining a seamless customer experience.