Commerce Bank
Challenge Accepted
Business Development Officer – Commercial Finance
Location
Alabama + 6 moreAll locations: Alabama, Florida, North Carolina, Mississippi, South Carolina, Tennessee, Virginia
Posted
25 days ago
Salary
$119K - $163K / year
Bachelor Degree5 yrs expEnglish
Job Description
• Directly solicit companies with revenues between $50MM and $2 Billion for general industry equipment finance and leasing opportunities in the assigned territory.
• Primarily involved in calling activities with assigned customers and targeted prospects with the objective to acquire new equipment business
• Serve as the primary advisor for an assigned portfolio of diverse and complex commercial relationships, ensuring a high level of customer satisfaction and retention
• Review and analyze portfolios to reduce risk and enhance profitability
• Facilitate credit requests, including loan structuring, negotiating/pricing, collateral, ensuring adequate loan documentation, and analyze industry/credit risk
• Facilitate the resolution of customer problems and engage product experts
• Participate in community and business functions/groups to establish referral contacts within the marketplace
• Ensure compliance with all bank policies, procedures, regulations, and laws
• Perform other duties as assigned
Job Requirements
- Bachelor’s degree in Finance or equivalent combination of education and experience required
- 5+ years of sales experience in the banking/financial services industry required
- Sales experience in Commercial Banking, Treasury, Merchant, or related products would be highly applicable experience for this role.
- Knowledge of loan and lease equipment products
- Knowledge of commercial products, credit policies and procedures and terminology
- Well-developed sales and negotiation skills
- Credit analysis skills
- Ability to structure credit requests
- Ability to maintain a valid driver’s license and meet Commerce Bank’s driving record criteria; ongoing employment may be contingent upon meeting all driving requirements
- Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities
- Inquisitive, agile, and strong team player with excellent written, verbal, and interpersonal communication skills
- Ability to remain adaptable and resilient to all situations with an optimistic outlook and cast a positive shadow that is aligned with our culture and Core Values
- Advance proficiency with Microsoft Word, Excel, and Outlook.
Benefits
- employer sponsored health, dental, and vision insurance
- 401(k)
- life insurance
- paid vacation
- paid personal time
- career development
- education assistance
- voluntary supplemental benefits