Commerce Bank

Challenge Accepted

Business Development Officer – Commercial Finance

Full TimeRemoteTeam 1,001-5,000H1B SponsorCompany SiteLinkedIn

Location

Alabama + 6 moreAll locations: Alabama, Florida, North Carolina, Mississippi, South Carolina, Tennessee, Virginia

Posted

25 days ago

Salary

$119K - $163K / year

Bachelor Degree5 yrs expEnglish

Job Description

• Directly solicit companies with revenues between $50MM and $2 Billion for general industry equipment finance and leasing opportunities in the assigned territory. • Primarily involved in calling activities with assigned customers and targeted prospects with the objective to acquire new equipment business • Serve as the primary advisor for an assigned portfolio of diverse and complex commercial relationships, ensuring a high level of customer satisfaction and retention • Review and analyze portfolios to reduce risk and enhance profitability • Facilitate credit requests, including loan structuring, negotiating/pricing, collateral, ensuring adequate loan documentation, and analyze industry/credit risk • Facilitate the resolution of customer problems and engage product experts • Participate in community and business functions/groups to establish referral contacts within the marketplace • Ensure compliance with all bank policies, procedures, regulations, and laws • Perform other duties as assigned

Job Requirements

  • Bachelor’s degree in Finance or equivalent combination of education and experience required
  • 5+ years of sales experience in the banking/financial services industry required
  • Sales experience in Commercial Banking, Treasury, Merchant, or related products would be highly applicable experience for this role.
  • Knowledge of loan and lease equipment products
  • Knowledge of commercial products, credit policies and procedures and terminology
  • Well-developed sales and negotiation skills
  • Credit analysis skills
  • Ability to structure credit requests
  • Ability to maintain a valid driver’s license and meet Commerce Bank’s driving record criteria; ongoing employment may be contingent upon meeting all driving requirements
  • Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities
  • Inquisitive, agile, and strong team player with excellent written, verbal, and interpersonal communication skills
  • Ability to remain adaptable and resilient to all situations with an optimistic outlook and cast a positive shadow that is aligned with our culture and Core Values
  • Advance proficiency with Microsoft Word, Excel, and Outlook.

Benefits

  • employer sponsored health, dental, and vision insurance
  • 401(k)
  • life insurance
  • paid vacation
  • paid personal time
  • career development
  • education assistance
  • voluntary supplemental benefits

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