SoFi helps you save, spend, earn, borrow, invest, and protect your money–all in one app. NMLS 1121636
Credit Risk Governance Director – Small Business Banking
Location
Utah
Posted
86 days ago
Salary
$160K - $275K / year
Seniority
Lead
Job Description
Job Requirements
- 10+ years of experience in credit risk management, underwriting, or risk governance in Small Business Lending or adjacent commercial/small-ticket lending segments.
- Deep understanding of small-business banking and credit products, including term loans, lines of credit, SBA loans, merchant cash products, checking or embedded finance.
- Strong knowledge of regulatory frameworks (ECOA, Fair Lending, UDAAP, SBA SOPs) and portfolio risk management practices.
- Experience specifically with stress testing, model analytics, benchmarking, and review/challenge functions.
- Demonstrable ability to provide robust oversight, review, and challenge of risk management processes, portfolio risk reports, and credit data.
- Comprehensive understanding of credit analysis, counterparty risk, risk measurements, and portfolio stress testing. Knowledge of scenario design, sensitivity shocks, macroeconomic variables, and the risk identification process. Proficiency in using risk management tools and exposure monitoring processes.
- Exceptional analytical, communication, and executive presence skills.
Benefits
- This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above.
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