• Own and continuously evolve the Company’s regulatory change management framework. • Monitor and interpret federal and state regulatory developments, guidance, and enforcement trends. • Lead and document regulatory impact assessments across origination, servicing, collections, repossession, disclosures, pricing, and privacy. • Maintain a centralized regulatory inventory and change log, driving end-to-end implementation tracking. • Partner with business owners to coordinate policy, procedure, system, and training updates. • Collect and maintain implementation evidence and deliver clear management and Board reporting. • Support and contribute to Compliance governance activities as needed. • Lead compliance diligence for new state entry and expansion initiatives. • Research and assess state-specific regulatory requirements, including licensing, rate and fee limits, disclosures, servicing, collections, repossession, and consumer protection laws. • Partner with external counsel to validate interpretations and resolve complex requirements. • Prepare state entry compliance assessments identifying key risks, gaps, and readiness requirements. • Conduct regulatory due diligence for lending partners and support onboarding activities. • Coordinate new license applications in partnership with the Licensing Compliance Analyst.