Experian
We're unlocking the power of data to help create a better tomorrow.
Principal Consultant – Analytics, Credit Strategy
Location
United States
Posted
20 days ago
Salary
$176.0K - $316.9K / year
Bachelor Degree3 yrs expEnglishNumpyPandasPythonSQLTableau
Job Description
• Be the day‑to‑day analytics partner for clients on credit strategy, risk optimization, and portfolio performance.
• Translate client goals into clear analytical questions, project plans, and structured workflows.
• Use Python and SQL to explore data, validate hypotheses, and support analytical workflows developed by Data Science teams.
• Contribute to the development of credit strategies, policy rules, and models across underwriting, account management, pricing, and collections.
• Conduct segmentation and performance deep dives to identify applicable client opportunities.
• Interpret model outputs and analytical findings, turning them into clear recommendations aligned with client goals and constraints.
• Produce client‑ready deliverables, including presentations, dashboards, summaries, and executive readouts.
• Present insights to client partners, including risk, analytics, and business leaders.
• Support Sales and Account teams with pre‑sales analytics, POVs, and proposal inputs.
• Work with our teams (Data Science, Product, Engineering) to ensure client requirements are understood and delivered.
• Support post‑implementation work such as monitoring, performance tracking, and strategy optimization.
• Ensure analytical work follows data quality, governance, and regulatory expectations.
Job Requirements
- 3–6 years of experience in analytics, consulting, credit risk, or financial services.
- Proficiency in Python (Pandas, NumPy, basic modeling/visualization) for analysis.
- SQL skills for querying, validating, and analyzing large datasets.
- Familiarity with credit risk, portfolio analytics, and the credit lifecycle.
- Experienced working with scores, attributes, segments, and performance metrics.
- Convert analytical results into clear, business‑focused recommendations.
- Experienced working directly with clients or partners in consulting or professional services.
- Experienced in credit risk, FinTech, or decisioning platforms.
- Familiarity with model performance metrics (AUC, KS, lift, stability, and bad‑rate curves).
- Experienced supporting machine learning or scorecard‑based model development.
- Exposure to visualization tools (Tableau, Power BI, Looker).
- Experienced supporting pre‑sales, pilots, or proof‑of‑value engagements.
Benefits
- Flexible Time Off: 20 Days
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