Senior Product Manager – State Management

Full TimeRemoteTeam 51-200Since 2011H1B No SponsorCompany SiteLinkedIn

Location

North Carolina

Posted

7 days ago

Salary

$120K - $135K / year

Bachelor Degree8 yrs expEnglish

Job Description

• Own product strategy and execution for high net worth personal lines products, driving profitable growth and long-term market expansion in assigned states with focus on North Carolina. • Develop and execute state-specific strategies that align PURE’s enterprise objectives with local market dynamics, regulatory requirements, and underwriting performance. • Lead all North Carolina rate and product management activities, including NCRB circular monitoring, rate filings, implementation planning, and ongoing performance evaluation. • Manage and incorporate NCRF requirements into product, pricing, and underwriting strategies in support of company growth and profitability goals. • Design and implement strategic deviations and product enhancements to improve competitiveness while maintaining full regulatory compliance. • Serve as the primary North Carolina subject-matter expert across the organization, providing guidance on regulatory, pricing, and product decisions. • Partner closely with actuarial, underwriting, legal, compliance, claims, sales, and marketing teams to deliver timely, compliant, and market-responsive product changes. • Monitor regulatory developments, market trends, competitor actions, and high net worth customer needs to identify opportunities for innovation and growth. • Build and maintain strong relationships with regulators and represent the company effectively in regulatory interactions. • Lead, mentor, and develop analysts and product team members (where applicable), and serve as a thought partner to peers across the Product organization.

Job Requirements

  • 8+ years of relevant work experience in P&C insurance product management with demonstrated increased responsibilities over time.
  • High net-worth personal lines insurance experience preferred.
  • Deep knowledge of the P&C industry, carriers and their markets, insurance product pricing, drivers of profitability; comprehensive understanding of insurance regulations.
  • Demonstrated expertise navigating the North Carolina regulatory environment, including NCRB rate structures, filings, circulars, and NCRF requirements.
  • Superior analytical and problem-solving skills, with the ability to transform data into insights and make sound, data-driven recommendations.
  • Strong relationship-building, influencing, and communication skills, with comfort engaging senior leadership and cross-functional partners.
  • High degree of personal organization, initiative, and ability to manage multiple priorities in a fast-paced environment.

Benefits

  • Opportunities to stretch and grow: your professional and personal development matters to us.
  • Clarity and kindness: you can rely on us to be open, honest and supportive, offering clarity on what success looks like.
  • Support in good times and bad: we believe in showing up for each other consistently, not only when it’s easy.
  • A community that cares: we are committed to sustaining a community in which each person feels cared for as an individual.

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