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Role Description

This is a full-time career opportunity that can be remote within the Fulton Bank footprint as follows: DC, DE, MD, NJ, PA, VA. Must have the ability to be onsite once per quarter at our headquarters location in Lancaster, PA.

The Manager, Flood Insurance Risk serves as the first line of defense leader responsible for overseeing adherence to the Bank's Flood Disaster Protection Act (FDPA) compliance program. This role leads a specialized team that performs pre-closing flood compliance reviews for all real estate–secured lending across commercial, consumer, and residential portfolios. The position ensures the Bank's flood compliance meets regulatory expectations, reduces operational and credit risk exposure, and supports safe and sound lending practices across all lines of business.

• Directs all operational activities related to the Bank’s pre-closing flood compliance department.
• Builds, mentors, and manages a high-performing team with subject matter expertise.
• Establishes standards for accuracy, documentation quality, and workflow efficiency.
• Creates a culture of accountability, performance, and professional growth.
• Serves as an escalation point for complex or high-risk flood insurance events.
• Partners with Operations, Compliance, Credit, Audit, and other stakeholders to ensure compliance with regulatory requirements and the Bank’s policies and procedures.
• Leads the flood compliance program for Fulton Bank, serving as the subject-matter authority on regulatory requirements, policy and procedures, and risks and controls.
• Defines the strategic direction for the program, ensuring alignment with the Bank’s risk, credit, and operational objectives.
• Advises senior leaders, lending executives, and credit partners on regulatory expectations and emerging risks.
• Owns policies, procedures, and controls related to FDPA compliance.
• Maintains a risk-monitoring framework to identify gaps and emerging risks.
• Leads flood compliance components of regulatory exams, audits, self-testing, and M&A activities.
• Represents the function in governance forums and system implementations.
• Develops and maintains proficiency with the bank’s Loan Origination Systems and third-party applications, including Microsoft Office and the flood determination vendor’s ordering system.
• Utilizes external mapping applications to perform research of collateral properties to identify structures on collateral properties.

Qualifications

• Bachelor's Degree or the equivalent experience. Specialty: Business Administration, Finance, Risk Management, or related field. (Required)
• Master's Degree or the equivalent experience. Specialty: Business Administration, Finance, Risk Management, or related field. (Preferred)
• 7 or more years lending, compliance, or bank operations experience. (Required)
• 3 or more years supervisory or people management experience. (Required)
• 3 or more years insurance experience. (Preferred)

Requirements

• Strong verbal and written communication skills, including ability to prepare and present training (Required)
• Organizational skills to prioritize the department’s work and meet deadlines (Required)

Benefits

• Comprehensive benefits package including medical plans with prescription drug coverage
• Flexible spending account or health savings account depending on the medical plan chosen
• Dental and vision insurance
• Life insurance
• 401(k) program with employer match and Employee Stock Purchase Plan
• Paid time off programs including holiday pay and paid volunteer time
• Disability insurance coverage and maternity and parental leave
• Adoption assistance
• Educational assistance
• Robust wellness program with financial incentives