• Serve as a point of contact for a specified book of clients and as a liaison to internal teams such as loan officers, relationship managers, underwriting, credit, capital markets, closing, operations, and others • Collect and analyze financial information from assigned accounts throughout the life of the relationship • Responsible for reviewing and spreading financial statements • Manage collateral monitoring including asset-based facilities with borrowing bases • Ensure clients remain compliant with all conditions set forth in the loan documentation • Use financial models to develop a forward-looking credit risk assessment based on key value drivers and sensitized assumptions • Assist with distilling portfolio insights into actionable underwriting guidance and assist with hoc analysis to assist with originations Individually or as part of the relationship management team. • Conduct on-boarding of new clients; may lead meetings and discussions with key stakeholders including client executives, equity sponsors, partner lending institutions, developers, and internal team members • Manage operational complexity and inquiries from both external and internal stakeholders • Identify and underwrite loan modifications/amendments/renewals accurately and timely in accordance with bank procedures and policy • Engage Portfolio Manager, relationship managers, loan officers, and credit team to guide underperforming client accounts • Identify underperformance and proactively identify root causes that may result in defaults under the loan documents • Work with internal partners to determine and carry out the appropriate response to underperformance to protect the bank’s interests • Help prepare and participate in quarterly credit meetings • Facilitate loan advance requests by working with the client as well as bank legal, credit, and operations departments • Underwrite and close advance requests under Delayed Draw Term Loan facilities • Prepare and review annual loan reviews that align with bank and government-guaranteed lending partners as required • Identify and pursue expanded banking opportunities with clients such as gaining deposit shares or private wealth referrals • As needed, underwrite new lending opportunities for existing clients • Stays on top of trends impacting assigned industry verticals and participates in research projects as they arise • Complete various projects as needed or as assigned by management • Coach and mentor less experienced team members • Build out processes and procedures and develop training materials as assigned • Conduct periodic client visits to obtain enhanced knowledge of clients • Monitor and ensure that client credit files remain up to date; this will include creating client credit files, setting up reporting and covenant dashboards, and assisting with various reporting requirements • Prepare and deliver presentations in various department meetings on specific loans recommending appropriate action or structure of credits • Facilitate third-party engagements including valuations, appraisals, and field exams • Exhibit a sense of pride in helping clients and teammates achieve their respective goals • Exercise sound judgment; When needed, ask for help or guidance • Communicate effectively to set and meet realistic expectations • Complete additional tasks as needed by the specific lending team the PA supports • Maintain a high standard of regulatory awareness including BSA, AML, CIP, and OFAC