This description is a summary of our understanding of the job description. Click on 'Apply' button to find out more.

Role Description

This role involves reviewing and verifying loan documents including income, credit, appraisal, title insurance, etc., and ensuring the information is complete, accurate and complies with company policies as well as meets underwriters’ requirements.

• Enter information into Encompass
• Follow up and communicate with customers and loan officers to obtain missing or updated documentation
• Process the mortgage loan file in a timely manner
• Communicate clearly and effectively with multiple people
• Multitask and work in a team environment
• Manage an assigned pipeline to meet closing expectations

Responsibilities

• Communicate clearly and effectively with customers, loan agents, and other third parties involved in the mortgage loan transaction
• Request, review, and verify all loan documents such as income, credit, appraisal, and title insurance
• Obtain verification of deposit, verification of employment, credit report
• Prioritize and monitor daily workflow to ensure all loans are being worked on according to company’s timeline expectations
• Maintain constant communication with customers and loan agents on status updates and/or changes to the loan
• Ensure any necessary and critical changes which require redisclosure have been accurately notated and checked in the loan origination system for compliance purposes
• Coordinate loan closing with customers, title companies, and loan agents
• Other duties may be assigned

Qualifications

• 3-5 years’ experience processing mortgage loans, preferably purchases
• Proficient with Encompass or other paperless mortgage loan origination systems
• Understanding of all compliance regulations and investor guidelines

Requirements

• Must be able to verify identity and employment eligibility to work in the U.S.

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Must be able to lift up to ten pounds
• Primary functions require sufficient physical ability and mobility to work in an office setting
• To stand or sit for prolonged periods of time
• To occasionally stoop, bend, kneel, crouch, reach, and twist
• To lift, carry, push, and/or pull light to moderate amounts of weight
• To operate office equipment requiring repetitive hand movement and fine coordination including use of a keyboard
• To verbally communicate to exchange information

VISION: See in the normal visual range with or without correction. HEARING: Hear in the normal audio range with or without correction.