• Lead the day-to-day execution and continuous enhancement of EarnIn’s Financial Crimes Compliance Program, including BSA/AML and Sanctions. • Oversee AML investigations, sanctions screening, SAR/UAR decisioning, and case quality to ensure regulatory compliance and audit readiness. • Drive the BSA/AML and Sanctions risk assessment process, ensuring risks are clearly identified, documented, and effectively mitigated. • Oversee transaction monitoring rule development, tuning, testing, and optimization in partnership with Risk, Data, and Engineering. • Maintain and enhance policies, procedures, and playbooks to align with evolving regulatory requirements and business changes. • Act as an escalation point for complex investigations, potential sanctions matches, and high-risk matters. • Lead compliance issue management, including intake, tracking, remediation, and reporting of findings from audits, monitoring, and regulatory exams. • Develop clear, accountable remediation plans with defined timelines, measurable outcomes, and sustainable control improvements. • Promote strong root cause analysis to prevent repeat findings and strengthen the overall control environment. • Oversee regulatory change management, assessing new or updated laws and guidance (e.g., BSA, AMLA, OFAC, FinCEN) and driving timely implementation across policies, processes, and systems. • Provide clear, regular updates to leadership and stakeholders on program health, remediation status, and emerging risks. • Manage and develop a team of compliance professionals by setting clear expectations, providing actionable feedback, and supporting growth. • Set and execute near-term strategic plans, monitor workload and performance, and ensure consistent, high-quality delivery. • Foster a collaborative, accountable team culture and serve as a trusted cross-functional partner to promote a strong culture of compliance.