We are a hybrid, remote-office company dedicated to growing our talent anywhere! We have onsite locations in: Sioux Falls, SD, Scottsdale, AZ, Louisville, KY, Troy, MI, Franklin, TN, Easton, PA. At Pathward, we take tremendous pride in our purpose to create financial inclusion for all™. We are a financial empowerment company that works with innovators to increase financial availability, choice, and opportunity for all. We strive to remove barriers that traditional institutions put in the way of financial access, and promote economic mobility by providing responsible, secure, high quality financial products. We are a team of problem solvers and innovators who celebrate our differences and know that our unique perspectives make us stronger and well-positioned for success. We celebrate, and embrace, our team members through our *HUMBLE*HUNGRY*SMART approach, and we believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve.

Data Scientist I

Data ScientistData ScientistFull TimeRemoteTeam 1,001-5,000

Location

United States

Posted

93 days ago

Salary

Not specified

No structured requirement data.

Job Description

This description is a summary of our understanding of the job description. Click on 'Apply' button to find out more.

Role Description

Develop and program methods, processes, and systems to consolidate and analyze diverse data sets to generate insights and solutions for customer solutions and program enhancement. Identify and interpret insights from data sources and communicate findings to management.

Mines, models, and analyzes large datasets utilizing descriptive, predictive, and prescriptive analytics.
Develops insights from historical loan performance data, identify swap-in opportunities to underwrite new customer populations, and develop credit solutions for customer base using various analytical techniques.
Develops and supports custom score models for underwriting, pricing, and profitability.
Forecasts performance of marketing campaigns and track actual performance against target.
Designs and deploys model monitoring frameworks to assess the performance of partner underwriting portfolios, new product launches, and existing customer portfolios. Advise senior management of emerging trends and risks.
Collaborates with vendors and technology teams to ensure new strategies and models are implemented accurately and as designed.
Conducts other ad hoc analyses as required to support team goals.
Other duties as assigned.

Qualifications

Bachelor's degree or equivalent education and work experience.
Up to 2+ years with bachelor's or equivalent.
Ability to handle large volume of data and derive actionable insights.
Strong analytical and problem-solving skills, combined with solid business acumen.
Strong written and communication skills with ability to explain complex insights to a range of audiences.
Experience in the consumer credit industry is a plus.
The ability to thrive in a fast-paced startup environment.

Requirements

The responsibilities listed above are not all inclusive and may be changed at any time.

Benefits

Comprehensive benefits package for eligible employees, including health insurance, 401(k) retirement benefits, life insurance, disability benefits, paid time off, and more.
This role is also eligible for an annual performance-based incentive opportunity.

Job Requirements

Bachelor's degree or equivalent education and work experience.
Up to 2+ years with bachelor's or equivalent.
Ability to handle large volume of data and derive actionable insights.
Strong analytical and problem-solving skills, combined with solid business acumen.
Strong written and communication skills with ability to explain complex insights to a range of audiences.
Experience in the consumer credit industry is a plus.
The ability to thrive in a fast-paced startup environment.
The responsibilities listed above are not all inclusive and may be changed at any time.

Benefits

Comprehensive benefits package for eligible employees, including health insurance, 401(k) retirement benefits, life insurance, disability benefits, paid time off, and more.
This role is also eligible for an annual performance-based incentive opportunity.