Summary:

Internal Auditor II is responsible for the execution of internal audits for all areas of mortgage servicing, mortgage originations and corporate activities. The position will support the Senior Auditor or Audit Supervisor in the creation of process flow charts, Risk and Control Matrices (RCM), identification of key risks, controls, and process gaps. The Internal Auditor II will assist in the preparation of a detailed risk assessment for each area audited and execute testing procedures outlined in the audit program which will assess compliance with policies, procedures, applicable laws, agency guidelines and investor guidelines. 

Essential Job Duties and Responsibilities:

• Develop test steps and audit components of the business and functional units, including operational, compliance and financial risks, control environment according to the audit scope for assigned auditable areas within the company.

• Execute internal control testing, including process review in accordance with audit methodology and audit plan timelines.

• Prepare clear, organized and complete documentation to support work performed in accordance with audit methodology and according to plan timelines.

• Prioritize and effectively plan own work activities managing multiple priorities and tasks across the team to deliver quality results.

• Communicate testing progress timely to audit management and maintain good client relations during engagements.

• Effectively communicate information, issues and audit progress to all levels of employees, including executive and senior level management.  

• Track and record progress including testing hours and budgeting according to guidance.

• Assist with development and maintenance of Internal Audit Risk Assessment, Annual audit plan. 

• Assist special “reviews” and special projects, as needed or as assigned.

• Effectively perform gap analysis of controls and identify any weaknesses or areas that need improvement.

• Conduct remediation follow-up and testing of management corrective action plans.

• Comply with all company policies and procedures.

• Maintain regular and punctual attendance.

Other Job Duties and Responsibilities:

Performs other related duties as assigned by Sr. Auditor or Audit Supervisor

Supervisory Responsibilities:

This position is an individual contributor.

Qualifications:

To perform this job successfully, an individual must be able to perform each essential function satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.

• Pursuing or willing to obtain Certifications related to auditing, compliance, finance, fraud, or risk: Certified Public Accountant (CPA), Certified Internal Auditor (CIA), Certified Regulatory Compliance Manager (CRCM), or similar designation a plus.

• Excellent interpersonal, oral, and written communication skills.

• Ability to work independently, carry out assignments to completion within parameters of instructions given, critically analyze issues, form conclusions and assist in the development of corrective action plans.

• Proficiency in Google and Microsoft Office Suite applications, including Word, Excel, PowerPoint, executing pivots and data manipulation, or similar software applications. 

Education and/or Experience:

• Undergraduate degree from four-year College or University; majoring in Accounting/Finance/Information Systems or general business preferred and minimum of three (3) years of  experience

• One (1) to three (3) years related internal audit experience and/or training or 1-3 years’ experience in mortgage lending, banking, consumer lending or, in a professional services/consulting firm servicing clients in banks or mortgage/consumer lending companies.

• One (1) to three (3) years’ experience conducting compliance, financial, operations and/or mortgage originations and servicing-related audits, a plus.

Certificates, Licenses, Registrations:

• Pursuing or willing to obtain CIA, CPA, CRCM or similar certifications

Work Complexity:

Problems and issues faced are general, and may require understanding of broader set of issues but typically are not complex. May require familiarity with the financial/mortgage (or job-specific) industry. Problems require understanding of other job areas.  Problems are typically solved through drawing from prior experiences, with analysis of the issue.

Work Environment:

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Work is normally performed in a typical interior office work environment which does not subject the employee to any hazardous or unpleasant elements. The noise level in the work environment is usually moderate.

Physical Demands:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to sit and talk or hear.  The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; and reach with hands and arms.  The employee must occasionally lift and/or move up to 25 pounds.

Equal Employment Opportunity:

The company is committed to providing equal employment opportunities to all employees and applicants without regard to race, ethnicity, color, sex, marital status, sexual orientation, gender identity or expression, pregnancy, religion, national origin, age (40 and over), disability, military status, genetic information, or any other basis protected by applicable federal, state, or local laws.

Americans with Disabilities Act:

Applicants as well as employees who are or become disabled must be able to satisfactorily perform the essential job functions of the position either with or without reasonable accommodation. Applicants as well as employees are encouraged to meet with Human Resources as the organization shall review reasonable accommodations on a case-by-case basis in accordance with applicable law.

Job Responsibilities:

The statements reflect the general duties and responsibilities considered necessary to perform the essential functions of the job and should not be considered as an all-inclusive list of all the work requirements of the position. The company may change the specific job duties with or without prior notice based on the needs of the organization.