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Role Description

The Senior Commercial Loan Documentation Specialist performs reviews of commercial loans to ensure compliance with established policies and standards. Reviews small- to mid-size loans of standard complexity. Analyzes and advises lenders on modification to loan structure as needed to mitigate risk/loss. Prepares and reviews commercial loan documentation in accordance with legal enforceability requirements, Golden1's credit policy and procedures, and regulatory statutes.

• Prepare loan documentation completely and accurately consistent with approval terms and conditions.
• Under supervision draft ancillary agreements/documents outside of the documentation program as necessary to mitigate risk.
• Under supervision analyze proposed loan and modify loan structure/requested documentation as necessary to mitigate Credit Union risk and loss.
• Ensure adherence to commercial credit policy, Credit Union underwriting, and regulatory compliance.
• Identify documentation risks and make recommendations as needed based on specific loan transactions.
• Work with branch personnel/title company/insurance agents/appraisal/portfolio administration to address any problems discovered during the file review.
• Partners with the supervisor to perform secondary review of the larger loan files and more complex loan documents.
• Maintains a working knowledge of Entity/Collateral/Title documentation and concepts.
• May assist with loan funding and quality control reviews after loan boarding.
• Performs other duties as assigned.

Qualifications

• Successful completion of High School curriculum is required. Associates degree is preferred.
• Minimum 8 years of experience in loan documentation required.
• Maintain knowledge of commercial lending requirements, all commercial loan products, commercial loan fulfillment, credit union policies and all applicable federal and state laws and regulations.
• Current working knowledge of Commercial Real Estate and Commercial and Industrial lending.
• Exceptional member service and member relations skills.
• Exceptional oral and written communication skills.
• Ability to manage multiple tasks and demands, to work independently with minimal supervision, and to meet deadlines and effectively adjust to changing priorities.
• Strong analytical, organizational skills and attention to detail.
• Understand the use of the automated loan origination system. Operate on standard Microsoft programs and other computer operations.
• Demonstrated ability to work independently and interact collaboratively and cultivate partnerships across the organization.

Requirements

• Effective oral and written communication skills required to interact with members, staff, vendors, servicers, and various regulatory agencies.
• Must possess sufficient manual dexterity to skillfully operate an on-line computer terminal and other standard office equipment, such as financial calculators, personal computer, facsimile machine, and telephone.
• Prolonged sitting throughout the workday with occasional mobility required.
• Corrected vision within the normal range.
• Hearing within normal range. A device to enhance hearing will be provided if needed.
• Occasional movements throughout the department daily to interact with staff, accomplish tasks, etc.
• Occasional long work hours may be required to accomplish tasks.

Benefits

• #LI-Remote
• Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.