Varo Bank logo
Varo Bank

Varo Bank, also known as Varo Money, is a digital, mission-driven, FDIC-insured bank that works to help Americans improve their financial lives. The company’s

Lead Product Manager, Lending

Product ManagerProduct ManagerFull TimeRemoteSeniorCompany Site

Location

United States

Posted

54 days ago

Salary

$160K - $220K / year

Seniority

Senior

Bachelor Degree8 yrs expEnglish

Job Description

• Own Product Strategy & Roadmap: Define and champion the strategy and roadmap for key consumer lending products (e.g., Personal Loans, Lines of Credit), aligning with company goals and risk appetite • Drive Product Development: Lead the end-to-end product development process, from requirements gathering and prioritization to launch and post-launch optimization • Leverage Insights: Conduct market research and customer analysis to identify opportunities and inform product improvements • Ensure Performance & Compliance: Define KPIs, monitor product performance, and integrate robust risk management and regulatory compliance throughout the product lifecycle • Collaborate Cross-functionally: Serve as the central point of contact for Engineering, Credit Risk, Compliance, Operations, and Marketing to ensure seamless product delivery • Foster Innovation: Identify new features, design experiments (A/B testing), and leverage technology to enhance underwriting and customer experience

Job Requirements

  • 8-10+ years of product management experience, with at least 4 years in consumer lending or FinTech
  • Proven success in launching and growing digital lending products
  • Deep understanding of the consumer lending lifecycle, credit risk principles, and risk analytics
  • Experience working with engineering and data teams in an agile environment
  • Strong analytical, problem-solving, and communication skills
  • Bachelor's degree in Business, Finance, Economics, Computer Science, or a related field
  • Preferred: Experience with cash flow underwriting, alternative data, modern loan management systems, regulatory compliance (Reg Z, Reg E, UDAAP), and A/B testing

Benefits

  • This role is also eligible for a bonus
  • equity
  • competitive benefits

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