Credit Policy Analyst

AnalystAnalystFull TimeRemoteLeadTeam 5,001-10,000H1B No SponsorCompany SiteLinkedIn

Location

United States

Posted

3 days ago

Salary

$85K - $95K / year

Seniority

Lead

Bachelor Degree10 yrs expEnglish

Job Description

• Collaborate with other departments within Operations, Secondary Marketing and Servicing • Assist with the clear and consistent communication of agency and investor guidelines, updates, and interpretation • Provide draft communications of agency and investor updates, clarifications, and changes for distribution • Research and analyze data provided by various Agencies and Investors to help management determine the application of various policies and procedures • Provide feedback summaries regarding announcements, bulletins and updates provided by Agencies / Investors (Fannie Mae, Freddie Mac, FHA, VA, USDA, and various investors) to the AVP of Credit Policy for review and publication • Compile information detailing the specifics of information clarified or communicated by each Agency/Investor • Ensure related documentation for all credit policy changes is gathered and adheres to the audit trail requirements of all source documentation and research • Participate in drafting or recommending modifications to standard operating procedures, job aids, manuals, and other documentation based on clarified, vetted and/or updated information • Complete testing as needed • Support management in the development, improvement and administration of credit policies, procedures, and underwriting criteria • Perform other Credit Policy related responsibilities as assigned by management

Job Requirements

  • Bachelor’s Degree or equivalent combination of education and/or experience
  • 10+ years residential mortgage underwriting and/or credit risk experience, with guideline knowledge (FHA, VA, USDA, Conventional, Non-Agency, Non QM)
  • Loan quality audit experience
  • Excellent prioritization, analytical and problem-solving skills
  • Excellent communication skills
  • Proficient in Microsoft Word, Excel, and Outlook
  • Encompass LOS experience a plus

Benefits

  • medical
  • dental
  • vision
  • 401K
  • company-provided short-term disability
  • employee assistance program
  • wellness program

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