Relation Insurance Services
You deserve more than an insurance company. You deserve a partner, a teammate, a friend in the business.
Claims Consultant, High Net Worth – Personal Lines
Location
California
Posted
27 days ago
Salary
$83K - $100K / year
High School5 yrs expEnglish
Job Description
• Serves as the primary claims point of contact for high-net-worth personal lines clients.
• Provides proactive guidance throughout the full claims lifecycle, from first notice of loss through resolution and recovery.
• Advocates on behalf of clients with carriers and adjusters to ensure fair, timely, and accurate claim handling.
• Reviews coverage, endorsements, and policy terms to support claim strategy and client education.
• Assists clients with complex or sensitive claims involving high-value homes, scheduled property, fine art, jewelry, collectibles, watercraft, and specialty risks.
• Delivers a concierge-level service experience with a high degree of professionalism, discretion, and empathy.
• Communicates clearly and proactively with clients regarding claim status, expectations, and next steps.
• Coordinates vendors, experts, and restoration services as needed to support claim resolution.
• Supports clients during catastrophic or emotionally charged loss events with confidence and care.
• Partners closely with Personal Lines Risk Advisors, Account Managers, and Risk Consultants to align claims activity with overall client strategy.
• Identifies trends, coverage gaps, or risk mitigation opportunities arising from claims activity and shares insights with service teams.
• Supports renewal and stewardship efforts by providing claims summaries and insights as requested.
• Maintains accurate and timely documentation of all claim activity within agency management systems.
• Ensures compliance with carrier guidelines, internal procedures, and regulatory requirements.
• Supports audits and quality reviews related to claims handling and documentation.
• Performs other projects, duties, and tasks as assigned.
Job Requirements
- High School Diploma or equivalent.
- Minimum 5 years’ proven experience handling high value, complex high net worth personal lines claims, including luxury homes, secondary residences, and specialty assets.
- A Property & Casualty License from state of domicile is required and must be maintained.
- Demonstrated expertise in High Net Worth or Private Client insurance programs and policy forms.
- Deep expertise in property insurance, liability coverage, and insurance law.
- Working knowledge of insurance markets, products, services, insurance ratings and underwriting procedures.
- Strong background in end to end claims oversight, from first notice of loss through settlement and resolution.
- Experience serving as a client advocate, providing high touch, consultative support to affluent individuals or family offices.
- Ability to interpret and explain complex coverage positions clearly and confidently to clients and stakeholders.
- Hands on experience coordinating specialty vendors and experts (e.g., adjusters, appraisers, restoration firms, legal counsel).
- History of successfully handling large loss or emotionally sensitive claims with professionalism and discretion.
- Proven collaboration with brokers, underwriters, and internal partners to drive alignment and outcomes.
- Outstanding interpersonal and communication skills required to maintain effective relationships with clients, co-workers, carriers, claim adjusters, defense counsel, and others.
- Strong analytical and mathematical skills.
- Advanced skills in Microsoft Office (primary Excel, Word, and Outlook) with the ability to learn new systems.
- Must have the ability to maintain a high degree of accuracy and pay strict attention to detail.
- Detail oriented with ability to manage multiple assignments simultaneously.
- Excellent organizational skills in handling large volumes of work.
- Working knowledge of the laws and regulations associated with HIPAA and willingness to adhere to all principles of confidentiality.
Benefits
- Competitive pay
- A safe and healthy work environment provided by our robust benefit program including family health and wellness programs
- 401K
- Employee assistance programs
- Paid time off
- Paid holidays and more.
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