Pathward

Forward Thinking

Data Scientist II

Data ScientistData ScientistFull TimeRemoteTeam 1,001-5,000H1B No SponsorCompany SiteLinkedIn

Location

Arizona + 5 moreAll locations: Arizona, Kentucky, Michigan, Pennsylvania, South Dakota, Tennessee

Posted

25 days ago

Salary

$72K - $120K / year

Bachelor Degree3 yrs expEnglish

Job Description

• Develop and program methods, processes, and systems to consolidate and analyze diverse data sets to generate insights and solutions for customer solutions and program enhancement. • Identify and interpret insights from data sources and communicate findings to management. • Mine, model, and analyze large datasets utilizing descriptive, predictive, and prescriptive analytics. • Develop insights from historical loan performance data, identify swap-in opportunities to underwrite new customer populations, and develop credit solutions for customer base using various analytical techniques. • Develop and support custom score models for underwriting, pricing, and profitability. • Forecast performance of marketing campaigns and track actual performance against target. • Design and deploy model monitoring frameworks to assess the performance of partner underwriting portfolios, new product launches, and existing customer portfolios. • Advise senior management of emerging trends and risks. • Collaborate with vendors and technology teams to ensure new strategies and models are implemented accurately and as designed. • Conduct other ad hoc analyses as required to support team goals. • Other duties as assigned.

Job Requirements

  • Bachelor's degree or equivalent education and work experience.
  • Typically, 3+ years with bachelor's or equivalent.
  • Ability to handle large volume of data and derive actionable insights.
  • Strong analytical and problem-solving skills, combined with solid business acumen.
  • Strong written and communication skills with ability to explain complex insights to a range of audiences.
  • Experience in the consumer credit industry is a plus.
  • The ability to thrive in a fast-paced startup environment.

Benefits

  • health insurance
  • 401(k) retirement benefits
  • life insurance
  • disability benefits
  • paid time off
  • performance-based incentive opportunity

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