• Define and execute a multi-year fraud platform strategy that scales across products, partner channels, and global markets while protecting customer trust and minimizing unnecessary friction • Drive organizational alignment, negotiate resources, and create momentum across teams to deliver holistic solutions that protect consumers and merchants • Own the evolution of fraud decisioning systems and step-ups to balance loss prevention with clear, humane customer experiences • Build and prioritize a roadmap that balances immediate risk mitigation with platform-level innovation and long-term resilience • Establish KPIs that capture loss prevention and customer impact (e.g., approval rates, friction costs, recovery outcomes) • Drive rigorous experimentation to improve both fraud outcomes and customer trust, translating learnings into durable platform capabilities • Shape company-level decisions with clear narratives on customer impact, risk posture, and tradeoffs