We are proud to be an Equal Employment Opportunity employer. We maintain a drug-free workplace.
Collections Representative I
Location
United States
Posted
9 days ago
Salary
Not specified
Job Description
Role Description
This position is responsible for collection services on delinquent and bankrupt accounts with the goal of preventing charge offs and Non-Accruals, and reducing the Bank’s delinquency rates within the consumer lending portfolios.
- Contact customers regarding delinquent accounts and payments; properly document all collection activity.
- Receive and service inbound collection calls.
- Review loan payment history.
- Utilize established programs to assist Bank customers in bringing their accounts current.
- Maintain confidentiality of the Bank’s customers’ personal and financial information.
- Contact credit bureaus for customer reports, check customer references, update addresses, and gather additional information as necessary.
- Work with other Special Assets teams and departments as needed to ensure payments are properly credited or applied to customer accounts.
- Order liquidations, foreclosures, and repossessions when necessary.
- Conduct skip-tracing research.
- Prepare DMV applications for repossession & duplicate titles.
- Perform other duties as assigned by management that enhance collection activity.
- Adhere to all applicable laws and regulations governing bank operations, including compliance with Atlantic Union Bank’s Policy and Procedures.
Qualifications
- High school diploma or equivalent work experience
- Two or more years of collections experience
Requirements
- High degree of professionalism
- Excellent customer service skills
- Excellent interpersonal, communication, and organization skills
- Ability to handle multiple tasks
- Flexible, able to adapt to change
- Basic analytical and problem-solving skills
- Knowledge of financial institution’s policies and procedures
- Intermediate PC skills
- Able to work independently
Benefits
Salary offered will be based on several factors including but not limited to education, work experience, certifications, etc. This position is also eligible to participate in either an applicable incentive compensation plan for the position or a discretionary profit sharing bonus program. General information on our comprehensive benefits package can be found by visiting here .
Company Description
We are proud to be an Equal Employment Opportunity employer. We maintain a drug-free workplace.
Job Requirements
- High school diploma or equivalent work experience
- Two or more years of collections experience
- High degree of professionalism
- Excellent customer service skills
- Excellent interpersonal, communication, and organization skills
- Ability to handle multiple tasks
- Flexible, able to adapt to change
- Basic analytical and problem-solving skills
- Knowledge of financial institution’s policies and procedures
- Intermediate PC skills
- Able to work independently
Benefits
- Salary offered will be based on several factors including but not limited to education, work experience, certifications, etc. This position is also eligible to participate in either an applicable incentive compensation plan for the position or a discretionary profit sharing bonus program. General information on our comprehensive benefits package can be found by visiting here .
Related Guides
Related Categories
Related Job Pages
More Collections Jobs
Credit & Collections Representative
B-Stock SolutionsThe leading B2B marketplace for excess merchandise
Credit & Collections Representative recovering overdue payments for B-Stock
Credit & Collections Representative
B-StockB-Stock is the world's largest B2B re-commerce platform, connecting sellers and buyers of returned, trade-in, and overstock inventory. Our customers range from today’s top brands and retailers that want best-in-class inventory resale management to tens of thousands of entrepreneurs looking to purchase valuable merchandise for their resale businesses. While the amount of returned and overstock inventory continues to grow, there is also growing pressure on retailers and consumers to adopt a more circular economy and keep products in use as long as possible. Accordingly, the need for re-commerce solutions - to find products a second life - has never been greater! At B-Stock we’re proud to play a large part in powering resale, reuse, and the circular economy through our platform: annually we sell over 130 million items across all categories and conditions, equating to 400 million pounds of inventory. We believe there is tremendous value in and demand for this inventory - no matter the category, condition, or location. With hundreds of thousands transactions completed annually, B-Stock gives buyers a simple and direct way to buy valuable products directly from retailers and offers sellers a technology-driven replacement for traditional resale methods, while boosting operational efficiency, recovery rates, and cycle time. Led by eBay veterans and backed by top investors including Spectrum Equity, True Ventures, and Susquehanna Growth Equity, B-Stock shows no signs of slowing down. Our core values have shaped the company we are today and will continue to drive our success for many years to come.
The representative is responsible for executing outbound collections efforts to resolve past-due balances and applying/reconciling payments across various platforms while investigating and resolving chargebacks and disputes. This role also involves monitoring customer payment behavior, conducting credit reviews, and analyzing trends to support effective risk management and collections performance.
The analyst is responsible for managing daily credit and collections activities, focusing on mitigating credit risk and protecting accounts receivable through data-driven insights and policy adherence. Key tasks include executing legal measures like mechanic's liens, assessing customer creditworthiness, and monitoring collections KPIs such as DSO.
This thought-leader role is responsible for the creation, development, improvement, and implementation of strategic solutions to advance consulting services and elevate client market positions. The individual will collaborate across various internal teams to refine existing or identify new consulting solutions through process refinement, market research, and operational efficiencies.