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Kin

Social change through culture.

Senior Insurance Product Analyst

Product AnalystProduct AnalystFull TimeRemoteSeniorTeam 1-10H1B SponsorCompany SiteLinkedIn

Location

Alabama + 36 moreAll locations: Alabama, Arizona, California, Colorado, Connecticut, Florida, Idaho, Illinois, Iowa, Kansas, Kentucky, Maine, Montana, Nebraska, Nevada, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Wisconsin

Posted

2 days ago

Salary

$95K - $119K / year

Seniority

Senior

Bachelor Degree3 yrs expEnglishPythonSQL

Job Description

• Develop and maintain pricing and risk models with limited supervision, ensuring accuracy, transparency, and scalability • Analyze product profitability, loss trends, competitive positioning, and risk segmentation to inform pricing decisions • Conduct competitive intelligence analysis, including familiarity with tools such as InsureQuote and market benchmarking sources • Partner with underwriting and product teams on rate filings, state-specific pricing strategies, and ongoing model refinement • Support state product research efforts, with a focus on Texas and other growth markets • Analyze and model catastrophic perils (e.g., wind, hail) and their impact on pricing, segmentation, and portfolio risk • Leverage AI tools and advanced analytics techniques to improve efficiency, deepen insights, and accelerate analysis • Explore new data sources and evaluate multiple inputs to strengthen analytical conclusions • Identify risks, inefficiencies, and improvement opportunities within pricing workflows • Develop templates, share best practices, and mentor junior analysts through collaboration and review

Job Requirements

  • 3+ years of pricing, risk, actuarial, or advanced analytics experience in insurance or a related field
  • Experience developing and maintaining pricing or risk models in a production environment
  • Strong understanding of predictive modeling techniques, including GLMs and pricing segmentation
  • Experience with competitive analysis, market research tools, or platforms such as InsureQuote
  • Working knowledge of catastrophe risk concepts, including wind and hail exposure
  • Proficiency in Python or R and SQL (including complex joins)
  • Comfort using AI or advanced analytical tools to enhance data analysis and efficiency
  • Ability to synthesize insights from multiple data sources to support pricing decisions
  • Clear, proactive communication of assumptions, risks, and recommendations
  • Comfort receiving feedback, maintaining high quality standards, and continuously improving how work is done

Benefits

  • Competitive salary and company equity through Restricted Stock Units (RSUs), granted as part of our standard compensation package and based on role and level
  • 401(k) with company match up to 4% of eligible earnings
  • Multiple medical plan options, plus dental and vision coverage
  • Company-funded HSA contributions (based on medical plan selection)
  • Company-paid life insurance and short-term disability
  • Flexible PTO for exempt employees (most employees take 15–20 days per year), plus 8 company-observed holidays
  • Paid parental leave, including up to 14 weeks at 100% pay for birthing parents and 8 weeks at 100% pay for non-birthing parents
  • A variety of supplemental benefit options, including long-term disability, critical illness, accident, legal, and pet insurance
  • Access to mental health support and confidential counseling resources
  • Career mobility and internal growth opportunities across the organization
  • Professional development budgets for certifications, conferences, and learning available, subject to management approval

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