• Oversee the performance of assigned loan portfolios and asset classes • Analyze portfolio trends and identify emerging risks by evaluating payment performance, borrower financial ratios, pricing, economic conditions, and other relevant indicators • Prepare quarterly loan impairment analyses for troubled loans within the assigned portfolio • Produce annual portfolio reviews that surface trends, assess risk, and keep internal stakeholders informed of performance and concerns • Deliver consistent, accurate financial and risk analyses during key loan events, including annual reviews, modifications, extensions, and defaults • Deliver high-quality, responsive customer service across all borrower interactions, including answering questions and advising on loan transactions • Serve as the primary post-closing relationship manager for NFF borrowers • Proactively follow up with borrowers regarding covenant compliance, performance concerns, or other post-closing issues • Manage loan covenant compliance, including financial statement collection, periodic compliance testing, and borrower follow-up related to covenant violations • Prepare loan documentation to implement approved changes or coordinate with legal counsel to ensure timely and accurate execution • Analyze loan issues and propose solutions, clearly articulating risks and tradeoffs in formal credit memoranda • Develop and support loan workout plans under the direction of the Senior Director and Chief Credit Officer, ensuring adherence to approved strategies • Attend internal and external meetings as needed • As work and community/client needs change assignments, projects, and job duties will be assigned and may change