• Own the end-to-end consumer business, including vision, strategy, execution, and performance. • Set and manage P&L, unit economics, and long-term growth strategy for consumer products. • Define success metrics across acquisition, engagement, performance, retention, and revenue. • Drive growth while balancing compliance, risk, and scalability. • Lead the roadmap for consumer-facing products, including payments, checkout, wallets, lending, and post-purchase experiences. • Champion simple, transparent, and trust-first consumer design. • Partner cross-functionally to deliver scalable solutions while driving core KPIs. • Make high-quality tradeoffs between speed, reliability, cost, and regulatory requirements with a maniacal focus on growth. • Leverage AI to deliver value, increase productivity, and drive delightful consumer experiences. • Own core payment flows (auth, settlement, funding, reconciliation, disputes, refunds). • Drive strategy across payment methods (cards, ACH, wallets, BNPL, alternative rails). • Manage relationships with payment processors, networks, issuing banks, and strategic partners. • Lead initiatives to improve approval rates, reduce fraud, optimize costs, and increase reliability. • Partner with Marketing and Growth teams to drive consumer acquisition and engagement. • Optimize onboarding, checkout conversion, and repeat usage through experimentation and data. • Identify and launch new consumer use cases, verticals, or geographies. • Build and lead a high-performing leadership team, including hiring, performance management, and creating leverage. • Set a strong culture of ownership, accountability, and consumer obsession. • Act as a senior leader across the company, influencing strategy beyond the consumer org. • Operate as a trusted thought partner to the Co-CEOs and the senior leadership team.