• Performs spreads of commercial, financial statements and tax returns. • Performs personal cash flow analysis utilizing individual tax returns and personal financial statements. • Utilizes credit-reporting services to compile reports relating to the credit history of current and potential customers. • Ensures that all work prepared is timely and turned around within department guidelines and with the utmost accuracy. • Researches and analyzes financial data, interprets, and prepares reports of financial position and determines if additional information is needed to properly analyze the financial condition of a borrower so that a proper decision is made regarding approval or declination of credit. • Monitors the financial position of established accounts and brings irregularities to the attention of the loan officer. • Successfully works with teammates to collectively assist the Commercial Credit Analyst team in stated objectives and tasks. • Works to create a constructive workplace environment that expands positive culture and enhances the Bank’s core values. • Undertakes special projects related to job function as determined by the Commercial Credit Analyst Team Lead or the Director of Commercial Credit Analysts. • Participates in community related activities. • Ensures that the Bank’s policies and procedures, code of conduct, and regulatory guidelines are strictly complied with. • Provides aid to other employees by liaising with them through healthy and positive interactions. • Continuously updates skills by participating in professional training and development. • Seeks opportunities to improve skills through cross-training offered by the Bank. • All other tasks, responsibilities, or duties, as directed by the Commercial Credit Analyst Team Lead or the Director of Commercial Credit Analysts.