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Role Description

This role involves owning reconciliation end-to-end at Mercury, a pivotal moment in the company's evolution.

• Own reconciliation integrity across customer transactions spanning multiple payment rails and account types
• Architect and implement the reconciliation structure for Mercury's de novo bank charter
• Design and operationalize a robust reconciliation controls framework aligned with regulatory expectations
• Lead and mentor a team of reconciliation analysts
• Drive strategy and optimization within our BlackLine environment and reconciliation tooling
• Use data to identify systemic improvements, eliminate manual processes, and enable automation at scale
• Translate partner bank requests into clear internal execution plans
• Partner cross-functionally with Engineering, Product, Accounting, Risk, and Data Science to build scalable infrastructure
• Feel confident when using data and intuition to make decisions in a fast-paced, ambiguous environment, while demonstrating curiosity and a growth mindset
• Be fully autonomous and find joy in driving efficiency

Qualifications

• 8+ years of experience in reconciliation, with at least 3+ years in banking, fintech, or reconciliation tooling environments
• Experience optimizing data flows and automating manual reconciliation processes
• Strong knowledge of payment rails including Fedwire, ACH, and card settlement and the reconciliation workflows they create
• Demonstrated ability to build and implement control frameworks
• Comfort collaborating across technical and non-technical stakeholders, including engineers and external partners
• Proven people leadership experience, with a focus on coaching and developing teams
• A builder mindset — energized by creating structure where it doesn’t yet exist
• Systems thinking, operational rigor, and a bias toward action

Benefits

• Base salary, equity (stock options), and benefits
• Highly competitive salary and equity ranges within the SaaS and fintech industry
• New hire offers based on experience, expertise, geographic location, and internal pay equity
• Target new hire base salary ranges for this role:
  • US employees in New York City, Los Angeles, Seattle, or the San Francisco Bay Area: $207,800 - 259,800
  • US employees outside of New York City, Los Angeles, Seattle, or the San Francisco Bay Area: $187,000 - 233,800
  • Canadian employees (any location): CAD 196,400 - 245,500

Company Description

Mercury is a fintech company building the financial stack for ambitious businesses.