• Accountable for generating profitable growth in personal auto and residential property policies. • Contribute to the development of the P&C rate plan and product enhancement schedule. • Perform financial, market, and industry analysis. • Responsible for influencing IT, Research, Pricing, Claims and Regulatory to implement product and pricing enhancements. • Partner with Marketing and Field Sales teams to develop strategies to drive profitable growth. • Where necessary, develop marketing strategies and P & C strategies to respond to opportunities to drive growth or address profitability issues. • Maintain relationships with state regulatory departments and negotiate approval for rate and product changes. • Define underwriting appetite and work with P&C Underwriting to establish and enforce underwriting guidelines. • Provide business leadership for addressing regulatory changes, business errors or other unforeseen problems. • Communicate as needed with agents, field leaders, vendors, and other constituencies on state strategies, system initiatives, and P & C initiatives to achieve key strategic goals. • Leverage AI and other tools to help build statewide strategies.